Terms of Use

Terms & Conditions

ABOUT US

Novera Advisors is the trading name of Novera Advisors Ltd, a private limited company registered in
England and Wales (company number 16829159). Our registered office is 20 Market Place, Kingston
Upon Thames, Surrey, KT1 1JP.

References to “we”, “us” and “our” mean Novera Advisors Ltd. References to “you” mean any person
accessing the website belonging to Novera Advisors Ltd (“this Website”).

ACCEPTANCE OF THESE TERMS

You should read these Terms of Use (“Terms”) carefully before using this Website. By accessing or
using this Website, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not use this Website.

CHANGES TO THESE TERMS

We may update these Terms from time to time. Updated terms will be posted on this page and will
take effect immediately upon publication.

Your continued use of this Website constitutes acceptance of any updated terms.

We may also update, amend, suspend or withdraw any part of this Website at any time without notice.

PERMITTED USE

You may access this Website for lawful and legitimate business purposes only.

You must not use this Website:

  • in breach of any applicable law or regulation;
  • to introduce viruses, malware or harmful material;
  • to attempt to gain unauthorised access to our systems;
  • in any way that damages, disables, impairs or disrupts this Website or our business;
  • to generate prompts, requests, questions, instructions or similar in training AI models, or any
    other form of automated content generation;
  • to copy, scrape or systematically extract data from this Website without our written consent;
  • for the purposes of promoting unwanted advertising or sending spam;
  • for any ‘phishing’ activity (‘phishing’ meaning to mimic communications from us or from
    someone else to collect identity information, authentication credentials, or other information);
    or
  • to falsely suggest that we endorse any business, product or service.

NO ADVICE

The content on this Website is provided for general information purposes only. It does not constitute
financial, regulatory, legal or other professional advice.

You should not rely on the content of this Website as a substitute for specific professional advice
tailored to your circumstances.

No information on this Website constitutes an offer to provide services or a solicitation to engage our services.

Any formal engagement will be subject to separate written terms agreed between us.

INTELLECTUAL PROPERTY

All content on this Website, including text, graphics, branding, layout and structure, is owned by or licensed to us and is protected by copyright and other intellectual property rights.

You may access and view this Website for your own lawful business purposes and may print or download extracts for internal, non-commercial use, provided that you do not remove or alter any copyright, trademark or other proprietary notices.

You may not reproduce, distribute, modify, republish, transmit, commercially exploit, or otherwise use any part of this Website without our prior written consent.

All names, logos and branding displayed on this Website are owned by us and may not be used
without our prior written permission.

You may not use or reproduce in any form our signs, trademarks, logos or trade names.

THIRD-PARTY LINKS, LINKING AND FRAMING

This Website may contain links to third-party websites.

We do not control and are not responsible for the content, accuracy or availability of third-party websites. Links do not imply endorsement by us. Access to third-party websites is at your own risk.

You may create a link to this Website from another website without our prior written consent provided no such link:

  • creates a frame or any other browser or border environment around the content of this Website;
  • implies that we endorse your products or services or any of the products or services of, or available through, the website on which you place a link to this Website;
  • displays any of the trademarks or logos used on this Website without our permission or that of
    the owner of such trademarks or logos; or
  • is placed on a website that itself breaches these Terms.

We reserve the right to require you to immediately remove any link to this Website at any time, and
you shall immediately comply with any request by us to remove any such link.

WEBSITE AVAILABILITY

We do not guarantee that this Website, or any content on it, will always be available, uninterrupted or error-free. We may suspend, withdraw or restrict the availability of all or any part of this Website at any time without notice.

You are responsible for ensuring that the means by which you access this Website are suitable and secure.

LIMITATION OF LIABILITY

This Website and its content are provided on an “as is” basis. To the fullest extent permitted by law,
we exclude all representations, warranties and conditions, whether express or implied, relating to this Website and its content.

To the fullest extent permitted by law, we shall not be liable for any loss or damage arising out of or in
connection with your use of, inability to use, or reliance on this Website or its content. This includes any loss of profit, revenue, business, opportunity, goodwill, anticipated savings, or any indirect or consequential loss, whether arising in contract, tort (including negligence), breach of statutory duty or otherwise.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability which cannot lawfully be excluded or limited under the laws of England and Wales.

INDEMNITY

You agree to indemnify and hold us harmless from any claims, losses, damages or expenses arising
from your misuse of this Website or breach of these Terms.

BREACH

We shall apply these Terms in our absolute discretion. In the event of your breach of these Terms, we
may:

  • terminate or suspend your access to and use of this Website;
  • remove or edit any content generated on, shared or uploaded by you on this Website;
  • disclose such content to any regulatory or law enforcement authorities; and/or
  • take any other such measure as we consider reasonably necessary to remedy the breach.

PRIVACY AND COOKIES

Our use of personal data is governed by our Privacy Notice and Cookie Policy, which are available on
this Website.

THIRD-PARTY RIGHTS

A person who is not a party to these Terms has no right to enforce any provision under the Contracts
(Rights of Third Parties) Act 1999.

SEVERABILITY

If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions will
continue in full force and effect.

GOVERNING LAW AND JURISDICTION

These Terms are governed by the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction in relation to any dispute arising
from or in connection with these Terms or your use of this Website.